KY
Wayne
Monticello
42633
81 White Oak Lane
81 White Oak Lane, Monticello, KY 42633
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Listing Type
Single Family
Listing Status
Active
49
$389,000

Home Details for 81 White Oak Lane

Price
$389,000
Type
Residential
Bedrooms
2
Total Bathrooms
1
Full Bathrooms
1
Square feet
900
Year built
2021
Lot size acres
1.32
County
Wayne
Total rooms
5
Garage
2
Basement
Crawl Space
MLS Listing#
26005932
Property Description

Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.

Property Features
  • Cooling Information
    • Central Air
    • Heat Pump
  • Heating Information
    • Electric
    • Heat Pump
  • Water Features
    • Public
  • Basement
    • Crawl Space
School Information
School Information for 81 White Oak Lane, Monticello, KY 42633
Elementary School
Bell
Middle School
Wayne Co
High School
Wayne Co
Listing Courtesy: Re/Max Country Lakes - 606-200-5061
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Last Updated: 2026-04-29 12:00:25
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EXIT REALTY CRUTCHER
60 Devils Hollow Rd, Frankfort, KY 40601
Kenny Hawkins
License #: 215465
Sales Representative
Office
502 783 6060
Agent
502 680 6195
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